Property news
Finally those with small deposits get a bite of the mortgage cherry.
Selling your home online November 2009
It's time to buy property - October 2009
Repossessions are on the rise, and it could be the perfect time to bag a property bargain. However, be aware of the pitfalls too...Read more
Harvey Jones celebrated when the property market crashed. But now, he's been forced to accept that a recovery is around the corner. June 2009 Read more here....
Don't Be Dazzled by these property tricks....November 2008
Exploit the housing crash to your advantage...October 2008
Why even mortgage brokers are struggling to find mortgages for their clients...October 2008
Take advantage of the fall in house prices...April 2008
House hunters can take advantage of gloomy predictions for the housing market and negotiate a better price. Just follow these five simple steps... Read more
What buyers want
If you're thinking of selling your property
Everything you need to know to choose your perfect home loan
Find everything you need to know
A guide to picking the right home
Before you rush in to a property purchase
Why the next property crash will be worse
According to the Halifax House Price Index, UK house prices have risen every year since 1996, and 2006 looks like another positive year for property owners.
After eleven years of rising prices, it's no surprise that, to millions of homeowners, the last housing crash seems a lifetime away. However, its effects lasted for more than five years until 1995, when house prices set off on what is almost certainly their longest post-war winning streak. (Read more)
The brand new 4Homes property search is an
aggregator of leading property search portals.
ONE STEP TOO FAR
Energy rate your home when you sell your home....absolute piffle...... more Government interfering bureaucracy!
Do we really need someone with a clip board snooping around our homes to compile a report which states the obvious and have to pay for the pleasure?
The inspectors, not only bores you with their knowledge energy efficiency, they take measurements, notes and photos of your home to submit to the government agency.
Does this mean another stealth tax coming - Energy efficiency tax?
Everybody knows:
If you increase the amount of insulation in your loft, you will reduce heat loss.
You don't need thermostatically controlled radiators, you simply turn your radiator valve down which has exactly the same effect.
Cavity wall insulation - can you even have it? Not if you live in an old house without cavities.
We know our old (CO2) boilers are polluting the atmosphere but, are you going to change it, to be green?
No ! Modern boilers, typically only last approx 10years.
When the time comes for a new one, it will be a "Green" one.
Double glazing - there is no doubt this improves both heat and noise insulation and it is a bonus as far as additional security is concerned.
Whether you are buying or selling, we all know these things, so why are we going to have to pay, when selling, for a report that states the obvious.
We already have surveys.
Spin off effect to selling your home:
You have to wait until this report, included in a "Home information pack" (HIP) is prepared before your estate agent can market your property. Estimated delay, 2 - 3 weeks at a cost of £500 upwards.
"Green Mortgages" - discounted mortgages for energy efficient homes...... another sales angle.
Council tax rebate for energy efficient homes.
What effect is this going to have on the value of your home or its saleability?
Energy Performance Certificate - Mandatory from August 2007 - 3/4+ bedroom houses
An Energy Performance Certificate ( EPC ) for every property on the market in England and Wales.
(To find out more click this
link)
Home energy savers
Government Subsidies available to insulate your home